Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans.
As of Oct 1, 2015 lenders must provide TWO New “TRID” disclosure forms. for the most common kinds of real estate loans First, the Loan Estimate, which covers the key features, costs and risks of a mortgage loan.
For an approved loan this must be returned to the consumer within 3 business days of loan application. If the loan goes forward, the Closing Disclosure form, covering key transaction costs, must be delivered at least 3 business days before loan consummation.
"Everyone was very friendly and helpful. Answered any questions that I had. The whole process went very smoothly and I had a check in my hand when I left."
Patricia M. - Seller - OH
"The staff was amazing! Everyone was very friendly and efficient. They made the process very smooth and enjoyable!"
Trina E. - Seller - Beckley, WV