Loans Covered By TRID Disclosures

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land or by 25 or more acres.

The rule does NOT apply to Home Equity Line of Credit transactions reverse mortgages mortgages secured by a mobile home or other dwelling that is not attached to real property.

Also, TRID rules do NOT apply to loans made by a person or business that makes 5 or fewer mortgages in a calendar year.

"Great agency to work with for closing. Staff members are professional and nice."

Chagle J. - WV

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"Professional, friendly employees! They made us feel at home during the closing process."

Debra D. - Ironton, OH

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"Excellent job, very communicative and organized. Thank you!"

Matthew D. - Seller - WV

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