TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land or by 25 or more acres.
The rule does NOT apply to Home Equity Line of Credit transactions reverse mortgages mortgages secured by a mobile home or other dwelling that is not attached to real property.
Also, TRID rules do NOT apply to loans made by a person or business that makes 5 or fewer mortgages in a calendar year.
"They have been great to work with. Knowledgeable, responsive, great communication. Very flexible with scheduling closings as well. Top notch professionals."
Darlene N. - Morgantown, WV
"Closing was super easy and simple! Staff is very friendly and helpful."
Jenna C. - KY
"Great agency to work with for closing. Staff members are professional and nice."
Chagle J. - WV