Loans Covered By TRID Disclosures

TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land or by 25 or more acres.

The rule does NOT apply to Home Equity Line of Credit transactions reverse mortgages mortgages secured by a mobile home or other dwelling that is not attached to real property.

Also, TRID rules do NOT apply to loans made by a person or business that makes 5 or fewer mortgages in a calendar year.

"Bought and sold our house there. In and out very quickly, friendly employees, answered any questions/concerns knowledgeably!"

Shawn S. - Hurricane, WV

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"Prompt and courteous people with a heart for helping."

John C. - Ironton, OH

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"Julie went above and beyond with a very difficult situation/closing/client. I greatly appreciate all that she did. Lisa was very kind, friendly and helpful. I will very highly recommend them."

Pam C. - Selling Agent - Parkersburg, WV

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