Key Steps to Secure Your Loan

You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.

To do so, you’ll need the following information.

  • Pay stubs for the past 2-3 months.
  • W-2 forms for the past 2 years.
  • Information on long-term debts.
  • Recent bank statements tax returns for the past 2 years.
  • Proof of any other income.
  • Address and description of the property you wish to buy.
  • A sales contract on the home you want to buy.

During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.

"Very kind courteous people. Also professional and competent. Great experience. Thanks."

Ricky R. - Buyer - Portsmouth, OH

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"Both offices I went to Ironton, and Portsmouth were very professional and kind. Marisa, was very knowledgeable and stayed in touch during the entire closing process. Fantastic group of ladies!"

Vera L. - Seller - Portsmouth, OH

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"Everyone went above and beyond to ease our minds and get everything done. They were absolutely awesome."

Theresa S. - Buyer - Teays Valley, WV

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